Government of India|Ministry of Finance

GST Rates Finder

Effective 22 September 2025

GST Rates Finder & Comparison Tool

From 22nd September 2025, India's GST council has rolled out new GST rates across multiple goods and services. Confused about what percentage applies to your product now? Don't worry—our GST Rates Finder Tool lets you instantly check the latest applicable GST rates by Product Name, HSN Code, or Tariff Item.

57+ items tracked
52 rate reductions
19 sectors covered

Important Notice

New GST rates are effective from 22nd September 2025 as per official PIB notification. Businesses must update their invoicing systems accordingly.

GST Rate Changes at a Glance

Rate ChangeNumber of ItemsKey CategoriesImpact
18% → 5%200+ itemsPersonal care, food items, textilesMajor savings for consumers
12% → 5%300+ itemsHealthcare, agriculture, householdSignificant cost reduction
5% → 0%50+ itemsEssential foods, education itemsComplete GST exemption
28% → 18%100+ itemsElectronics, automobiles, cementModerate price reduction
28% → 40%20+ itemsLuxury goods, tobacco, gamblingHigher tax on sin/luxury items

Sector-wise Impact Analysis

Healthcare Sector

  • • 33 life-saving drugs now GST-free
  • • All medicines reduced from 12% to 5%
  • • Medical equipment now at 5%
  • • Health insurance completely exempted

Estimated savings: 7-13% on medical expenses

Food & Beverages

  • • UHT milk, paneer now GST-free
  • • Chocolates reduced from 18% to 5%
  • • Coffee, tea products cheaper
  • • All Indian breads exempted

Estimated savings: 5-13% on food items

Personal Care

  • • Shampoo, hair oil: 18% to 5%
  • • Toothpaste, soap: 18% to 5%
  • • Toothbrush: 18% to 5%
  • • Beauty services: 18% to 5%

Estimated savings: 13% on personal care

Automotive

  • • Small cars: 28% to 18%
  • • Motorcycles ≤350cc: 28% to 18%
  • • Auto parts uniform at 18%
  • • Bicycles: 12% to 5%

Estimated savings: 10% on small vehicles

Agriculture

  • • Tractors: 12% to 5%
  • • Farm machinery: 12% to 5%
  • • Irrigation equipment: 12% to 5%
  • • Fertilizer inputs cheaper

Estimated savings: 7% on farm equipment

Sin/Luxury Goods

  • • Tobacco products: 28% to 40%
  • • Luxury cars: 28% to 40%
  • • Gambling services: 28% to 40%
  • • Sugary drinks: 28% to 40%

Price increase: 12% on luxury/sin goods

Why the GST Rates Changed?

Government Objectives

  • Simplify tax structure: Move from 4-tier to 2-tier system with Standard Rate (18%) and Merit Rate (5%)
  • Reduce disputes: Clear classification and fewer rate slabs to minimize confusion
  • Balance revenue: Maintain government income while easing burden on consumers
  • Support common man: Reduce GST on essential items and daily use products

Economic Impact

  • Boost consumption: Lower prices on essentials will increase demand
  • Support industries: Agriculture, healthcare, and textiles benefit significantly
  • Discourage harmful products: Higher rates on tobacco and luxury items
  • Promote green energy: Reduced rates on renewable energy equipment

How New GST Rates Impact Different Groups

👨‍👩‍👧‍👦

Common Man & Families

Major Savings On:

  • • Daily groceries (milk, paneer, bread)
  • • Personal care (soap, shampoo, toothpaste)
  • • Healthcare (medicines, insurance)
  • • Children's education items
  • • Basic clothing and footwear

Estimated Monthly Savings:

  • • Middle-class family: ₹500-1,000
  • • Lower-income family: ₹200-500
  • • Senior citizens: ₹300-800
🏢

Business Owners & Traders

Benefits:

  • • Simplified rate structure reduces compliance burden
  • • Lower input costs for many industries
  • • Increased consumer demand due to lower prices
  • • Uniform auto parts rates reduce confusion

Action Required:

  • • Update pricing from September 22, 2025
  • • Revise invoicing systems
  • • Train staff on new rates
  • • Review supplier agreements
🚜

Farmers & Agriculture

Major Benefits:

  • • Tractors and farm machinery 7% cheaper
  • • Irrigation equipment more affordable
  • • Fertilizer inputs at reduced rates
  • • Agricultural produce processing cheaper

Expected Impact:

  • • Reduced farming costs
  • • Increased mechanization adoption
  • • Better irrigation infrastructure
  • • Higher agricultural productivity
🏥

Healthcare Sector

Revolutionary Changes:

  • • Life-saving drugs now GST-free
  • • All medicines at just 5% GST
  • • Medical equipment more affordable
  • • Health insurance completely exempted

Patient Benefits:

  • • 7-13% reduction in medical costs
  • • Better access to healthcare
  • • Increased insurance coverage
  • • Affordable medical equipment

New GST Effective Rates - Quick Reference

GST RateCategoryKey ItemsExamples
0% (Nil)Essential ItemsFood basics, education, life-saving drugsUHT milk, paneer, roti, pencils, erasers
5% (Merit Rate)Common Man ItemsPersonal care, food, healthcare, agricultureSoap, medicines, chocolates, tractors
18% (Standard Rate)General ItemsElectronics, vehicles, servicesTVs, small cars, auto parts, most services
40% (De-merit Rate)Sin/Luxury GoodsTobacco, luxury items, gamblingCigarettes, luxury cars, casinos, soft drinks

Frequently Asked Questions (FAQ)

Q1. When do the new GST rates become effective?

Most goods and services: September 22, 2025. Tobacco products will transition on a date to be notified later, based on compensation cess account obligations. For the latest updates, check the CBIC official website.

Q2. Do I need to update old invoices with new GST rates?

No, only invoices issued on or after September 22, 2025, need the revised GST rates. Existing invoices remain valid with old rates.

Q3. How will this affect my GST return filing?

The return format remains the same, but applicable tax rates will auto-adjust in the GST portal. Ensure your accounting software is updated with new rates.

Q4. Which health insurance policies are now GST-free?

All individual health insurance policies including family floater policies, senior citizen policies, term life insurance, ULIP, and endowment policies are now completely GST-free.

Q5. Are there any items that became more expensive?

Yes, luxury cars, high-capacity motorcycles (>350cc), tobacco products, sugary drinks, and gambling services now attract 40% GST instead of 28%.

Q6. How can I calculate the exact price impact?

Use our price calculator tool above. Enter the current price and select the product to see the new price with updated GST rates and your potential savings.

Q7. What is the GST Appellate Tribunal (GSTAT)?

GSTAT will be operational by end of September 2025 for accepting appeals and will commence hearings by December 2025, providing better dispute resolution for taxpayers.

Q8. Can I download the complete GST rate list?

Yes, a comprehensive downloadable PDF with all GST rate changes will be available soon. You can also search and filter items using our tool above.

About GST Rate Finder Tool

Why Choose Our GST Tool?

  • Official Data: Based on authentic PIB notifications and CBIC circulars
  • Real-time Updates: Always current with latest government notifications
  • Smart Search: Find items by name, HSN code, or description
  • Price Calculator: Calculate exact cost impact and savings
  • Mobile Friendly: Works perfectly on all devices

Who Benefits?

  • 👥
    Consumers: Find savings on daily purchases
  • 🏢
    Business Owners: Update pricing and compliance
  • 📊
    Accountants: Quick reference for tax calculations
  • 🛒
    Shoppers: Compare prices before buying
  • 📈
    Traders: Understand market impact

Data Accuracy: Our database contains 500+ items with rate changes, covering all major sectors and categories. Information is compiled from official government sources and updated regularly to ensure accuracy.

How to Use This GST Rate Finder Tool

1

Search Product

Enter product name, HSN code, or description in the search box

2

View Results

See old vs new GST rates with effective dates and official sources

3

Calculate Impact

Use the price calculator to see exact cost differences

4

Plan Purchases

Make informed decisions and maximize your savings

Key Takeaways from New GST Structure

Winners (Lower GST)

  • • Healthcare sector (medicines, insurance, equipment)
  • • Food & beverages (essentials, dairy, snacks)
  • • Personal care items (soap, shampoo, toothpaste)
  • • Agriculture (tractors, machinery, irrigation)
  • • Education (books, stationery, supplies)
  • • Small vehicles and electronics
  • • Renewable energy equipment
  • • Budget clothing and footwear

Higher GST Items

  • • Tobacco products (cigarettes, pan masala)
  • • Luxury automobiles and high-end motorcycles
  • • Sugary and carbonated beverages
  • • Gambling and casino services
  • • Premium lifestyle products

Overall Impact

The new GST structure is designed to benefit the common man while discouraging consumption of harmful products. An estimated 70% of items see rate reductions.